What do we mean by “Tranche?  

The Hg Capital tranche method is a bit like a personalized target date fund.

Rather than rebalancing based on a guestimated retirement date—

• We manage your investments as a series of future distributions.

Each distribution is treated as a unique tranche, or slice, of your portfolio.

Each tranche is invested based on timeframe to distribution, the market environment, and your risk tolerance. 

In this way, money you need near-term will be safely and conservatively invested—

• While money you won’t need for several years can be invested for growth—based on your comfort level.